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An inquiry does not affect your FICO® Score.
An inquiry does not affect your FICO® Score.
Our purpose is to provide an alternative to traditional bank financing in Florida with hard money loans. We approve loans based on the ability to repay a loan today, instead of what happened yesterday.
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We don’t require a high credit score or extensive documentation. To get started with a hard money loan, all we need is a government-issued photo ID and proof of cash flow to ensure monthly payments can be made on time. And of course, we need information about the property.
To qualify for our hard money loan, the property must be located in Florida and the Loan to Value (LTV) ratio must be at least 65% for a purchase or refinance. This takes some math to compute, so we’ve made it easy! Use one of our calculators to get started.
At Benworth Capital, we see things differently than a bank. Whether you’re buying, refinancing or using the equity in your property to get access to cash, we see the potential. That's why we have become the top hard money lender in South Florida since we opened our doors in 2008. Hard money loans are funded by private investors who, like you, have an eye for opportunity.
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An inquiry does not affect your FICO® Score.
1 Inquiry must be complete in its entirety and received between 9am and 7pm EST.
Alejandro A Anez2024-03-22Working with Benworth has been an absolute game-changer for me! From the very first interaction, their team was incredibly professional, knowledgeable, and understanding of my financial needs. They provided me with personalized solutions and guided me through every step of the process with utmost transparency. Their rates were competitive, and the terms of the loan were flexible, tailored perfectly to suit my situation. Thanks to them, I was able to achieve my goals much faster than I ever thought possible. Especially Mrs. Mia Fonte and Christina Morgado they are the best!
Gus Bengochea2024-03-15The utmost respect for the attention given to my client and myself.
FL ALL ACCESS2024-03-06We had an exceptional experience with Benworth Capital that we simply cannot praise enough. From their unwavering professionalism to transparent communication and remarkable flexibility, every aspect of our interaction with them exceeded our expectations. What truly sets them apart is their astonishing ability to close in less than 2 weeks and fund on the same day, a feat that speaks volumes about their efficiency and dedication to their clients. Throughout the closing process, Mia was just a phone call away, consistently available to address our inquiries with clarity and promptness. Her assistance during the pre-closing stage was invaluable, providing us with the reassurance and guidance we needed. Our closing was seamlessly handled by Eva, who effortlessly balanced professionalism with a relaxed demeanor, easing the stress of what can often be a daunting process. This was particularly appreciated given the complexity of our file, and we are grateful for the straightforward conditions and swift closing that Benworth Capital provided. While we may have some reservations about the interest rates and closing costs, we recognize that they are fair and reflective of our unique circumstances. In conclusion, we wholeheartedly recommend Benworth Capital for their exceptional service and commitment to their clients' needs.
Robert Rodriguez2024-02-22We recently refinanced an investment property through Benworth Capital. From beginning to end the process was seamless and super effecient. I can't say enough about how wonderful it was dealing with the Benworth team and recommend them without hesitation to anyone seeking realestate financing.
Rob Farmer2024-02-22The communication and delivery of service by Benworth Capital was excellent. Mia Fonte is a pleasure to speak to and do business with. Thank you.
Jerry Strauss2024-02-06Both Mia with Benworth Capital and Eva with the closing agent/attorney, were a pleasure to work with and I look forward to working with them in the future on several more deals. Thanks again.
Reynalda Greene2024-02-01Thank you for your Professional Service.
Willy Garcia2024-01-31Mia was amazing to work with. This was a difficult closing and she showed tremendous poise, patient and understanding, even stayed late to meet with the client on short notice. She was a big reason for the deal closing on time.
Marlon Cox2024-01-29"The Calta Group is delighted to provide a glowing review for Benworth Capital. Working with them has been an absolute pleasure. Every member of their team epitomizes professionalism, demonstrates outstanding problem-solving skills, and delivers the highest level of professional service when processing high-value commercial loan transactions. We cannot praise their services enough, especially their expediency in getting us to the closing table. Highly recommended!" The Calta Group
russell coleman2024-01-24Benworth Capitol closed on a very difficult file that other lenders passed on. Thank you to the staff that touched the file!
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Benworth Financial, LLC is a licensed Consumer Finance Company #CF9901387.