Travel Insurance

Arranged, administered and underwritten by
Chubb European Group SE.

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If you wish to see what Covid cover is included within Santander Travel Insurance Policies click here

Covid cover you have with a Santander Travel Insurance policy:
  • Cancellation costs, including pre-booked excursions, if you (or someone you are travelling with) have Covid or are told to self-isolate and you miss your holiday
  • Medical expenses if you get Covid on holiday overseas
  • Travelling home and additional accommodation costs if you get Covid or have to self-isolate and can’t return home on time

Please note that your positive Covid test result must be verified. See our policy document for full details.

What’s not covered:

You won’t have any Covid cover if the Foreign, Commonwealth & Development Office (FCDO) has advised against travelling to your destination.

You’re also not covered:

  • for costs you can claim back from anywhere else (including a credit from your travel provider)
  • if you decide not to travel
  • if you can’t travel due to restrictions put in place by your travel provider, any government, or any country
  • for financial failure of your travel provider
Always check before booking a trip

Before booking a trip or travelling, check the FCDO website for travel advice. You can check the country you plan to visit for the latest updates and whether it's safe to go there. These updates can change regularly and at short notice. We strongly recommend that you check your cancellation rights with your travel provider before booking a holiday abroad.

Please read our travel insurance policy documents for the terms and conditions. These give full details of what's covered, and any excesses and exclusions that may apply.





It's important that you answer all questions accurately, fully and to the best of your ability, as failure to do so could result in claims being declined or your policy being invalidated.

Please read the attached Important Information Document which provides key information around our terms of business.

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Annual Multi Trip Policies

We're very sorry, but Santander Travel Insurance Annual multi trip policies are only available for customers who are 74 years of age or under.

You can still apply for a Single trip policy if you or anyone else to be insured are aged 75 or over. Simply select 'Single trip' to continue.

If you are specifically looking for an annual multi trip policy, you may be able to find a broker local to you who can provide the cover you would like by visiting www.biba.org.uk/find-insurance or by calling 0370 950 1790 (9.00 a.m. - 5.00 p.m. Monday to Friday).

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Policy Eligibility

Welcome to Santander Travel Insurance, which is arranged, administered and underwritten by Chubb European Group SE (CEG).

To get a quote for a Santander Travel Insurance policy, please read the following four statements. These must apply to every person to be insured on the policy otherwise unfortunately we will be unable to provide cover:

Country of residence

  1. They must live permanently in the UK,
  2. They are in the UK at the time of purchasing the policy

Medical

  1. They have not been diagnosed with a terminal condition, and
  2. They are not travelling to obtain medical treatment or travelling against medical advice

If you can't confirm the medical statements 3 & 4, you may find other insurers who can provide specialised cover by visiting the "Travel Insurance Directory*" or by calling 0800 138 7777

If you can confirm the above statements please continue.

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Are you an existing Santander customer?Help
Choose your policy Help

How many times are you going away this year?

- A Single trip policy covers you for one holiday.

- An Annual Multi Trip policy could save you money if you are going on holiday more than once in the next year.

Age Limits

Santander Travel Insurance Annual multi trip policies are only available for customers who are 74 years of age or under.

You can still apply for a Single trip policy if you or anyone else to be insured are aged 75 or over. Simply select 'Single trip' to continue.

Who would you like to insure?Help

Where are you going?Help

You are travelling for

Do you intend to participate in winter sports activities?Help

If you are going skiing, snowboarding or tobogganing on holiday, then you will need our Winter Sports extension.

Medical conditions

It's important to tell us about all pre-existing medical conditions that meet the criteria set out in 1. and 2. below, otherwise your policy may be invalid which could result in all or part of a claim being declined.

You do not need to tell us about any undiagnosed medical conditions.

Do you or any person to be insured under this policy have any pre-existing medical conditions?

Please select "Yes" if you or anyone to be insured under this policy:

1.Has, in the last 5 years, been diagnosed or treated for:

  • Any circulatory condition, including stroke or high blood pressure; or
  • Any form of diabetes, cancer or brain tumour; or
  • Any heart related condition, including angina or heart attack; or
  • Any psychiatric or psychological condition, including anxiety, stress or depression.

2.Has, in the last 2 years, in relation to any diagnosed medical condition:

  • Stayed in hospital, had surgery, or seen a specialist or consultant; or
  • Been prescribed medication, whether taking it or not; or
  • Been under investigation or awaiting referral, treatment or results.

Any questions? Please contact us.

Santander Travel Insurance is arranged, administered and underwritten by Chubb European Group SE. Chubb European Group SE (CEG) is a Societas Europaea, a public company registered in accordance with the corporate law of the European Union. Members' liability is limited. CEG is headquartered in France and governed by the provisions of the French insurance code. Risks falling within the European Economic Area are underwritten by CEG, which is authorised and regulated by the French Prudential Supervision and Resolution Authority. Registered company number: 450 327 374 RCS Nanterre. Registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. Fully paid share capital of €896,176,662.

CEG's UK branch is registered in England & Wales under UK Establishment number: BR023093. UK Establishment address: 100 Leadenhall Street, London EC3A 3BP. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. Details about our authorisation can be found on the Financial Conduct Authority's website (FS Register number 820988).

Chubb European Group SE is a subsidiary of a US parent and Chubb Limited (a NYSE listed company) and part of the Chubb Group of companies. Consequently Chubb European Group SE is subject to certain US laws and regulations in addition to EU, UN and national sanctions restrictions which may prohibit it from providing cover or paying claims to certain individuals or entities, and from insuring certain types of activities in or connected with certain countries and territories such as, but not limited to, Iran, Syria, North Korea, North Sudan, Cuba and Crimea.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0330 9 123 123. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA's website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.